Questions we hear most
Plain answers about fiduciary duty and how we work.
What does “fee-only” mean?
Fee-only means we are paid directly by the clients we serve, rather than by the companies whose products we might recommend. Our fees and how they are calculated are described in our Form ADV Part 2A, which we provide to every prospective client.
What is a fiduciary financial advisor?
A fiduciary is legally and ethically required to act in the client’s best interest. Registered investment advisers owe their clients a fiduciary duty. Archer Wealth Advisors is a state-registered investment adviser, and you can verify any adviser’s registration and disciplinary history for free through the SEC’s Investment Adviser Public Disclosure (IAPD) website.
How does Archer Wealth Advisors get paid?
We are paid directly by the clients we serve. Our compensation is described in our Form ADV Part 2, which we provide to every prospective client.
Is tax preparation included in the advisory fee?
No. Archer Wealth Advisors does not prepare tax returns. Tax and accounting services are offered separately, under separate engagements and fees, by Archer Strategic Advisors, PLLC, an affiliated but separate firm. You are not required to use it, and we are happy to coordinate with the tax professional you already work with.
Who holds my investments?
Your assets are held at an independent custodian rather than by us. Our primary custodian is Altruist, and you can reach your account through the Client Login page.
In which states do you work with clients?
Archer Wealth Advisors is an Idaho-registered investment adviser. We have offices in Coeur d’Alene and Boise, Idaho, and we can only provide individualized advice to residents of states where we are registered or exempt.
What credentials do your advisors hold?
Our team includes a Certified Financial Planner™ (CFP®) professional and a CFA® charterholder, and CPAs are part of the Archer family of firms. Our CPAs work with Archer Strategic Advisors, PLLC, a separate firm that provides tax and accounting services, and one of them also serves advisory clients of Archer Wealth Advisors. Each advisor’s profile links to independent verification pages so you can confirm credentials yourself.
How do I schedule a first meeting?
Use the contact page to request a meeting with either our Coeur d’Alene or Boise office. A first conversation is a chance to talk about your situation and learn how we work. We meet in person at either office or by video.